COCC

COCC, a recognized leader in delivering innovated comprehensive technology and partnerships, offers feature-rich, modern standards-based core and digital banking solutions, combining intuitive user experiences and APIs to stream-line advanced fintech integrations. COCC clients leverage a complete suite of modern financial technology solutions. COCC has been client-owned for over 50 years, acting as a partner to clients with an unmatched focus on service to help community banks and credit unions meet their unique and ever-changing needs.

The COCC Difference

What Customers are Saying

One of the things I really like about COCC is their à la carte philosophy,” says Dan. “Certainly their core systems and ancillary services were the big reasons we selected them, but the ability to add on capabilities and functionality like Executive Dashboards, Call Center, Contact Management and more can make all the difference in remaining competitive with larger, national institutions.

- Dan Berta, President of Fairfield County Bank, Ridgefield, CT

We had the history, but we also now have the technology,” Cornell noted. “We went from non-digital to almost 100 percent digital now. I attribute a lot of our technology growth to COCC, because they’ve always stayed on the cutting edge. They’ve been a great partner for us.

- Steven Cornell, President and Chief Executive Officer, National Iron Bank, Salisbury, CT

Value Proposition

A Core Designed for Growth – COCC’s modern, scalable core technology gives community banks and credit unions the agility to compete and grow. Built for innovation, designed for stability.

Seamless Fintech Integration – Our open API framework eliminates barriers, enabling fintech partners to seamlessly connect, collaborate, and create next-gen digital experiences.

More Than a Vendor—A Trusted Partner – As a client-owned cooperative, we put financial institutions first, building long-term relationships that drive real impact. Average tenure with COCC is 17 years, a statistic that includes 18% of the overall client base. This average continues to increase year over year with COCC’s steady growth. With 42% of client partnerships maintaining relationships for more than 20 years and 20% for over 30 years.

The Complete Digital Ecosystem – From core processing to payments, digital banking, and security, COCC provides all the tools financial institutions need to thrive in a digital-first world.

Example Products:

CAPI (MW/API), COCC Document Management, COCC eOpen, COCC Financial Management System, COCC iBanking, COCC INSIGHT (based on Fiserv DNA), COCC iOpen, COCC Statement Rendering, COCC TeleConnect, LoanVantage®, LoanWriter

Software Categories:

Account Origination (incl. Onboarding) Accounting Accounting - General Ledger ACH Business Continuity/Disaster Recovery Business/Commercial Lending (via Core System) Check Processing Consumer Lending (via Core System) Core Banking Platform Cyber Security Data Analytics/Business Intelligence/Warehouse Digital Banking (incl. Online/Internet/Web/Mobile) ECM/Document Management/Imaging EStatements/Notices IVR/Voice Response/Audio Response Loan Origination (LOS/POS) Loan Servicing/Management (via Core System) Lockbox Mortgage Lending (via Core System) Positive Pay Profitability Security (incl. Encryption, Data Protection & AI Governance as applicable) Signatures Statement Processing/Printing Teller/Branch Capture Teller/Platform (via Core System) Wires

Key Services Categories:

Contact/Call Center Agents Custom Development/Bespoke Solutions IT/Network/Telecom/Cloud Services

Artifacts for Review

COCC Sets the Benchmark for Core Providers Nationwide in 2024 ABA Core Platforms Survey

Elevating the Client Experience Through Next Generation Treasury Services

Technology is only as strong as the relationships behind it.

Transforming the Future Together

Leveraging Managed Services Through a Trusted Partner

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