A2A Transfers/Payments 
                                     
                                
                                                            
                                    
                                        ACD (Automatic Call Distributor) 
                                     
                                
                                                            
                                    
                                        ACH 
                                     
                                
                                                            
                                    
                                        ATM Driving 
                                     
                                
                                                            
                                    
                                        ATM Equipment 
                                     
                                
                                                            
                                    
                                        ATM Management 
                                     
                                
                                                            
                                    
                                        ATM Processing 
                                     
                                
                                                            
                                    
                                        ATM/EFT/Payments Networks 
                                     
                                
                                                            
                                    
                                        ATM/ITM/Kiosk 
                                     
                                
                                                            
                                    
                                        Access Management (Security) 
                                     
                                
                                                            
                                    
                                        Accessibility (ADA/WCAG) 
                                     
                                
                                                            
                                    
                                        Account Aggregation 
                                     
                                
                                                            
                                    
                                        Account Offboarding (e.g., escheatment, dormant accounts) 
                                     
                                
                                                            
                                    
                                        Account Origination (incl. Onboarding) 
                                     
                                
                                                            
                                    
                                        Account Switching (incl. Direct Deposit Switching) 
                                     
                                
                                                            
                                    
                                        Accounting 
                                     
                                
                                                            
                                    
                                        Accounting - General Ledger 
                                     
                                
                                                            
                                    
                                        Accounting - General Ledger (via Core System) 
                                     
                                
                                                            
                                    
                                        Accounting - Investments 
                                     
                                
                                                            
                                    
                                        Accounting - Mortgage 
                                     
                                
                                                            
                                    
                                        Agent/Agency Banking 
                                     
                                
                                                            
                                    
                                        Agricultural Lending 
                                     
                                
                                                            
                                    
                                        Artificial Intelligence Development Platform 
                                     
                                
                                                            
                                    
                                        Asset Financing (incl. Working Capital as applicable) 
                                     
                                
                                                            
                                    
                                        Asset Management 
                                     
                                
                                                            
                                    
                                        Asset/Liability Management 
                                     
                                
                                                            
                                    
                                        Automotive (All Things Auto) 
                                     
                                
                                                            
                                    
                                        Bill Management/Presentment 
                                     
                                
                                                            
                                    
                                        Bill Pay 
                                     
                                
                                                            
                                    
                                        Biometrics 
                                     
                                
                                                            
                                    
                                        Blockchain & Distributed Ledger (incl. DeFi as applicable) 
                                     
                                
                                                            
                                    
                                        Board Meeting Software 
                                     
                                
                                                            
                                    
                                        Bonds 
                                     
                                
                                                            
                                    
                                        Branch Scheduling/Queuing (incl. Online Appointments as applicable) 
                                     
                                
                                                            
                                    
                                        Branch Technology Integration 
                                     
                                
                                                            
                                    
                                        Branch/ATM Locator 
                                     
                                
                                                            
                                    
                                        Branches (incl. Cash Automation as applicable) 
                                     
                                
                                                            
                                    
                                        Browser 
                                     
                                
                                                            
                                    
                                        Budgeting & Spend Management 
                                     
                                
                                                            
                                    
                                        Business Continuity/Disaster Recovery 
                                     
                                
                                                            
                                    
                                        Business Process Management/Automation (BPM/BPA) (incl. Workflow as applicable) 
                                     
                                
                                                            
                                    
                                        Business/Commercial Lending 
                                     
                                
                                                            
                                    
                                        Business/Commercial Lending (via Core System) 
                                     
                                
                                                            
                                    
                                        Business/Commercial Lending - Alternate Providers (e.g., tech co. with bank) 
                                     
                                
                                                            
                                    
                                        Business/E-Com Startups 
                                     
                                
                                                            
                                    
                                        CECL 
                                     
                                
                                                            
                                    
                                        CRM 
                                     
                                
                                                            
                                    
                                        Cannabis Banking 
                                     
                                
                                                            
                                    
                                        Carbon Management & Sustainability (incl. ESG) 
                                     
                                
                                                            
                                    
                                        Card Branding 
                                     
                                
                                                            
                                    
                                        Card Controls 
                                     
                                
                                                            
                                    
                                        Card Fraud 
                                     
                                
                                                            
                                    
                                        Card Issuance (incl. Cards as a Service as applicable) 
                                     
                                
                                                            
                                    
                                        Card Portfolio/Program Management 
                                     
                                
                                                            
                                    
                                        Card Provisioning/Positioning 
                                     
                                
                                                            
                                    
                                        Cash Sweep - Specialty 
                                     
                                
                                                            
                                    
                                        Charitable Donations (incl. Social Impact) 
                                     
                                
                                                            
                                    
                                        Chat/Chatbot/Digital Assistant (incl. Live Video as applicable) 
                                     
                                
                                                            
                                    
                                        Check Issuance/Stock/MICR 
                                     
                                
                                                            
                                    
                                        Check Ordering 
                                     
                                
                                                            
                                    
                                        Check Processing 
                                     
                                
                                                            
                                    
                                        Checking/Current/Cash/Savings Accounts - Alternate Providers (e.g., tech co. with bank) 
                                     
                                
                                                            
                                    
                                        Climate Analytics 
                                     
                                
                                                            
                                    
                                        Collateral Management 
                                     
                                
                                                            
                                    
                                        Collections & Recoveries 
                                     
                                
                                                            
                                    
                                        Commercial Real Estate Lending 
                                     
                                
                                                            
                                    
                                        Communications Surveillance/Monitoring & Archiving 
                                     
                                
                                                            
                                    
                                        Community Involvement Management 
                                     
                                
                                                            
                                    
                                        Complaint Management (incl. Conduct Risk Monitoring as applicable) 
                                     
                                
                                                            
                                    
                                        Construction Lending 
                                     
                                
                                                            
                                    
                                        Consumer Lending (incl. Financing) 
                                     
                                
                                                            
                                    
                                        Consumer Lending (incl. Financing) - Alternate Providers (e.g., tech co. with bank) 
                                     
                                
                                                            
                                    
                                        Consumer Lending (via Core System) 
                                     
                                
                                                            
                                    
                                        Contact/Call Center 
                                     
                                
                                                            
                                    
                                        Contact/Call Center Analytics (incl. Communication Recording as applicable) 
                                     
                                
                                                            
                                    
                                        Container Deployment 
                                     
                                
                                                            
                                    
                                        Conversational Banking 
                                     
                                
                                                            
                                    
                                        Core Banking Platform 
                                     
                                
                                                            
                                    
                                        Core Banking Platform - Headless 
                                     
                                
                                                            
                                    
                                        Core Banking Platform - Sidecar (incl. Coexistence as applicable) 
                                     
                                
                                                            
                                    
                                        Correspondent Services 
                                     
                                
                                                            
                                    
                                        Credit Report Dispute Resolution 
                                     
                                
                                                            
                                    
                                        Credit Scoring/Analysis/Decisioning 
                                     
                                
                                                            
                                    
                                        Cryptocurrency/Digital Currency 
                                     
                                
                                                            
                                    
                                        Customer Communications Management (CCM) 
                                     
                                
                                                            
                                    
                                        Customer Experience & Journey (incl. First-Party Data Capture as applicable) 
                                     
                                
                                                            
                                    
                                        Customer Lifecycle Management (CLM) 
                                     
                                
                                                            
                                    
                                        Cyber Security 
                                     
                                
                                                            
                                    
                                        Data Analytics/Business Intelligence/Warehouse 
                                     
                                
                                                            
                                    
                                        Data Collaboration 
                                     
                                
                                                            
                                    
                                        Data Collection 
                                     
                                
                                                            
                                    
                                        Data Driven Marketing 
                                     
                                
                                                            
                                    
                                        Data Masking 
                                     
                                
                                                            
                                    
                                        Data Quality/Aggregation/Movement (incl. Governance & Synthetic Data as applicable) 
                                     
                                
                                                            
                                    
                                        Data Residency/Localization 
                                     
                                
                                                            
                                    
                                        Data Storage/Archive 
                                     
                                
                                                            
                                    
                                        Data Streaming/Data in Motion/Data in Use 
                                     
                                
                                                            
                                    
                                        DataOps 
                                     
                                
                                                            
                                    
                                        Database 
                                     
                                
                                                            
                                    
                                        Database Management/Monitoring (incl. Confidential Data as applicable) 
                                     
                                
                                                            
                                    
                                        Database Migration/Change Testing 
                                     
                                
                                                            
                                    
                                        Database Replication 
                                     
                                
                                                            
                                    
                                        Deal Matching (Fintech/Investors) (incl. Equity Crowdfunding as applicable) 
                                     
                                
                                                            
                                    
                                        Debit/Credit Card Processing 
                                     
                                
                                                            
                                    
                                        Decision/Rules Management 
                                     
                                
                                                            
                                    
                                        Deposit Management (incl. Cannibalization Mitigation & Collateralization as applicable) 
                                     
                                
                                                            
                                    
                                        Desktop Productivity 
                                     
                                
                                                            
                                    
                                        Development/Integration/Middleware Platform 
                                     
                                
                                                            
                                    
                                        Digital Banking (incl. Online/Internet/Web/Mobile) 
                                     
                                
                                                            
                                    
                                        Digital Coupon Marketing 
                                     
                                
                                                            
                                    
                                        Digital Document Vault 
                                     
                                
                                                            
                                    
                                        Digital Experience 
                                     
                                
                                                            
                                    
                                        Digital Identity (incl. Digital Privacy as applicable) 
                                     
                                
                                                            
                                    
                                        Digital Wallets 
                                     
                                
                                                            
                                    
                                        Digital Workspace/Collaboration/Digital Asset Management (DAM) 
                                     
                                
                                                            
                                    
                                        Dispute/Chargeback Management 
                                     
                                
                                                            
                                    
                                        Document Analysis/Creation/Classification/Conversion/OCR/PDF Modification 
                                     
                                
                                                            
                                    
                                        Document Request/Collection 
                                     
                                
                                                            
                                    
                                        ECM/Document Management/Imaging 
                                     
                                
                                                            
                                    
                                        EStatements/Notices 
                                     
                                
                                                            
                                    
                                        Email Services (incl. Secure Email) 
                                     
                                
                                                            
                                    
                                        Emergency/Mass Notifications 
                                     
                                
                                                            
                                    
                                        Feed Technology 
                                     
                                
                                                            
                                    
                                        File Transfer/Share (incl. Secure Files, Virtual Data Rooms, & Secure Doc Repositories as applicable) 
                                     
                                
                                                            
                                    
                                        Financial Calculators (incl. Homeowner Tools as applicable) 
                                     
                                
                                                            
                                    
                                        Financial Message Transformation 
                                     
                                
                                                            
                                    
                                        Financial Planning & Analysis (for Advisors/Exec. Mgmt.) 
                                     
                                
                                                            
                                    
                                        Financial Planning Models & Digital Credit Counseling (for Customers) 
                                     
                                
                                                            
                                    
                                        Financial Wellness (incl. Debt Payoff Planning & Retirement Planning as applicable) 
                                     
                                
                                                            
                                    
                                        Foreign Currency Management Automation 
                                     
                                
                                                            
                                    
                                        Forms (incl. Receipts as applicable) 
                                     
                                
                                                            
                                    
                                        Fraud Prevention/Management 
                                     
                                
                                                            
                                    
                                        Gift Cards 
                                     
                                
                                                            
                                    
                                        HR - Workforce Behavior Analytics 
                                     
                                
                                                            
                                    
                                        HR/HRIS/HCM/HRMS/Payroll/Benefits 
                                     
                                
                                                            
                                    
                                        Hardware 
                                     
                                
                                                            
                                    
                                        Hardware - Cash Recyclers 
                                     
                                
                                                            
                                    
                                        Hardware - Cash/Coin Dispensers/Counters 
                                     
                                
                                                            
                                    
                                        Hardware - Laptops/Tablets/PCs 
                                     
                                
                                                            
                                    
                                        Hardware - Printers 
                                     
                                
                                                            
                                    
                                        Hardware - Processors/Chips 
                                     
                                
                                                            
                                    
                                        Hardware - Smartphones 
                                     
                                
                                                            
                                    
                                        Health Wellness/Engagement 
                                     
                                
                                                            
                                    
                                        Help Desk/Service Tickets/Case Management 
                                     
                                
                                                            
                                    
                                        IT - Automation (incl. Job Scheduling) 
                                     
                                
                                                            
                                    
                                        IT - Disk Backup & Restore (incl. Storage Arrays as applicable) 
                                     
                                
                                                            
                                    
                                        IT - Endpoint Management 
                                     
                                
                                                            
                                    
                                        IT - Financial Management/Technology Business Management (TBM) 
                                     
                                
                                                            
                                    
                                        IT - Infrastructure/Server/Application Performance Monitoring 
                                     
                                
                                                            
                                    
                                        IT - Software License/Asset Management 
                                     
                                
                                                            
                                    
                                        IT - Virtual Desktop Infrastructure (VDI) 
                                     
                                
                                                            
                                    
                                        IVR/Voice Response/Audio Response 
                                     
                                
                                                            
                                    
                                        Indirect Lending 
                                     
                                
                                                            
                                    
                                        Innovation/Idea Management 
                                     
                                
                                                            
                                    
                                        Institutional Network (Online) 
                                     
                                
                                                            
                                    
                                        Interest Rate Risk Analysis 
                                     
                                
                                                            
                                    
                                        Investment Analysis 
                                     
                                
                                                            
                                    
                                        Investment Content Management 
                                     
                                
                                                            
                                    
                                        Investments (incl. Trading as applicable) 
                                     
                                
                                                            
                                    
                                        Investor Relations 
                                     
                                
                                                            
                                    
                                        KYC/KYB/New Account Screening 
                                     
                                
                                                            
                                    
                                        Knowledge Management 
                                     
                                
                                                            
                                    
                                        Knowledge Process Automation 
                                     
                                
                                                            
                                    
                                        Learning Management (LMS) 
                                     
                                
                                                            
                                    
                                        Leasing 
                                     
                                
                                                            
                                    
                                        Legacy/App Modernization 
                                     
                                
                                                            
                                    
                                        Lending Strategy 
                                     
                                
                                                            
                                    
                                        Liquidity Management 
                                     
                                
                                                            
                                    
                                        Load Balancer (Virtual, HW, Cloud, etc.) 
                                     
                                
                                                            
                                    
                                        Loan & Real Estate Crowdfunding 
                                     
                                
                                                            
                                    
                                        Loan Affordability (Income & Expenditure) 
                                     
                                
                                                            
                                    
                                        Loan Appraisal Management 
                                     
                                
                                                            
                                    
                                        Loan Coupons/Payment Books/Bills 
                                     
                                
                                                            
                                    
                                        Loan Document Management/Automation 
                                     
                                
                                                            
                                    
                                        Loan Due Diligence 
                                     
                                
                                                            
                                    
                                        Loan Origination (LOS/POS) 
                                     
                                
                                                            
                                    
                                        Loan Origination (LOS/POS) (via Core System) 
                                     
                                
                                                            
                                    
                                        Loan Participations 
                                     
                                
                                                            
                                    
                                        Loan Payments 
                                     
                                
                                                            
                                    
                                        Loan Portfolio Management 
                                     
                                
                                                            
                                    
                                        Loan Pricing 
                                     
                                
                                                            
                                    
                                        Loan Refinancing Offers/Ready to Fund Loans/Apps 
                                     
                                
                                                            
                                    
                                        Loan Securitization & Syndication (incl. Loan Trading) 
                                     
                                
                                                            
                                    
                                        Loan Servicing/Management 
                                     
                                
                                                            
                                    
                                        Loan Servicing/Management (via Core System) 
                                     
                                
                                                            
                                    
                                        Loan Warehouse 
                                     
                                
                                                            
                                    
                                        Location Intelligence 
                                     
                                
                                                            
                                    
                                        Lockbox 
                                     
                                
                                                            
                                    
                                        MCIF 
                                     
                                
                                                            
                                    
                                        Mainframe DevOps 
                                     
                                
                                                            
                                    
                                        Maintenance Management (incl. Service Requests) 
                                     
                                
                                                            
                                    
                                        Market Data/Intelligence 
                                     
                                
                                                            
                                    
                                        Marketing Automation 
                                     
                                
                                                            
                                    
                                        Marketing/Behavioural Insights (incl. Marketing Analytics) 
                                     
                                
                                                            
                                    
                                        Merchant Services 
                                     
                                
                                                            
                                    
                                        Mortgage Lending 
                                     
                                
                                                            
                                    
                                        Mortgage Lending (via Core System) 
                                     
                                
                                                            
                                    
                                        Mortgage Lending - Home Equity Specialty 
                                     
                                
                                                            
                                    
                                        Mortgage Loan/Real Estate Closing 
                                     
                                
                                                            
                                    
                                        Online Meetings 
                                     
                                
                                                            
                                    
                                        Open Ecosystem Third-Party Verification/Governance/Compliance 
                                     
                                
                                                            
                                    
                                        Operating System 
                                     
                                
                                                            
                                    
                                        Overdraft Protection/Courtesy Pay 
                                     
                                
                                                            
                                    
                                        P2P (incl. Remittance Transfers as applicable) 
                                     
                                
                                                            
                                    
                                        P2P Lending 
                                     
                                
                                                            
                                    
                                        PFM 
                                     
                                
                                                            
                                    
                                        Payment Hubs 
                                     
                                
                                                            
                                    
                                        Payment Orchestration 
                                     
                                
                                                            
                                    
                                        Payments 
                                     
                                
                                                            
                                    
                                        Payments - Alternate Card Providers (e.g., tech co. with bank) 
                                     
                                
                                                            
                                    
                                        Payments - Buy Now Pay Later (BNPL) 
                                     
                                
                                                            
                                    
                                        Payments - Data Aggregation/Intelligence 
                                     
                                
                                                            
                                    
                                        Payments - International/Cross-Border 
                                     
                                
                                                            
                                    
                                        Payments - Payouts 
                                     
                                
                                                            
                                    
                                        Payments - Reconciliation 
                                     
                                
                                                            
                                    
                                        Payments - Surcharge Management (Fee Recovery) 
                                     
                                
                                                            
                                    
                                        Payments - Technology Financing 
                                     
                                
                                                            
                                    
                                        Phone Systems & VoIP 
                                     
                                
                                                            
                                    
                                        Physical Identity/Access 
                                     
                                
                                                            
                                    
                                        Policy & Procedure Management 
                                     
                                
                                                            
                                    
                                        Positive Pay 
                                     
                                
                                                            
                                    
                                        Pre-Paid Cards/Digital Credit 
                                     
                                
                                                            
                                    
                                        Pre-Screen Marketing 
                                     
                                
                                                            
                                    
                                        Print Management 
                                     
                                
                                                            
                                    
                                        Private Lending 
                                     
                                
                                                            
                                    
                                        Product Management (Enterprise-wide) 
                                     
                                
                                                            
                                    
                                        Product Tutorials/Demos 
                                     
                                
                                                            
                                    
                                        Profitability 
                                     
                                
                                                            
                                    
                                        Project Management (incl. Enterprise Work Management as applicable) 
                                     
                                
                                                            
                                    
                                        Project Portfolio Management (PPM) (incl. Strategic Portfolio Management as applicable) 
                                     
                                
                                                            
                                    
                                        Queue Management 
                                     
                                
                                                            
                                    
                                        RFP Management (incl. RFI, RFQ, RFx) 
                                     
                                
                                                            
                                    
                                        Records Management/Information Governance 
                                     
                                
                                                            
                                    
                                        Remote Deposit Capture 
                                     
                                
                                                            
                                    
                                        Retirement Plan Servicing (incl. Pensions as applicable) 
                                     
                                
                                                            
                                    
                                        Rewards/Loyalty (incl. Customer Incentives) 
                                     
                                
                                                            
                                    
                                        Risk & Compliance 
                                     
                                
                                                            
                                    
                                        Robotic Process Automation (incl. Applied GenAI Process Automation as applicable) 
                                     
                                
                                                            
                                    
                                        SBA Lending 
                                     
                                
                                                            
                                    
                                        SMS/MMS/Notifications/Texting 
                                     
                                
                                                            
                                    
                                        Sales Tracking & Analytics (incl. Fee/Commission Management as applicable) 
                                     
                                
                                                            
                                    
                                        Search & Monitoring (Database, Workplace Content, Website, etc.) 
                                     
                                
                                                            
                                    
                                        Secondary Marketing 
                                     
                                
                                                            
                                    
                                        Securities Based Lending 
                                     
                                
                                                            
                                    
                                        Security (incl. Encryption, Data Protection & AI Governance as applicable) 
                                     
                                
                                                            
                                    
                                        Security - Theft/Robbery 
                                     
                                
                                                            
                                    
                                        Shared Branching 
                                     
                                
                                                            
                                    
                                        Signatures 
                                     
                                
                                                            
                                    
                                        Social Media 
                                     
                                
                                                            
                                    
                                        Software Testing (incl. Time Travel as applicable) 
                                     
                                
                                                            
                                    
                                        Statement Processing/Printing 
                                     
                                
                                                            
                                    
                                        Strategic & Succession Planning/Executive Mgmt. Software 
                                     
                                
                                                            
                                    
                                        Student/Education Lending 
                                     
                                
                                                            
                                    
                                        Student/Education Lending - Alternate Providers (e.g., tech co. with bank) 
                                     
                                
                                                            
                                    
                                        Subscription Management (via Digital Banking) 
                                     
                                
                                                            
                                    
                                        Surveys (incl. Ballots/Voting as applicable) 
                                     
                                
                                                            
                                    
                                        Teller/Branch Capture 
                                     
                                
                                                            
                                    
                                        Teller/Platform 
                                     
                                
                                                            
                                    
                                        Teller/Platform (via Core System) 
                                     
                                
                                                            
                                    
                                        Text Analytics (incl. Sentiment Analysis as applicable) 
                                     
                                
                                                            
                                    
                                        Trade Finance 
                                     
                                
                                                            
                                    
                                        Trade/Market Surveillance 
                                     
                                
                                                            
                                    
                                        Training Software 
                                     
                                
                                                            
                                    
                                        Transaction Data Enrichment 
                                     
                                
                                                            
                                    
                                        Transfer Agency 
                                     
                                
                                                            
                                    
                                        Treasury Management 
                                     
                                
                                                            
                                    
                                        User Interface/User Experience (UI/UX) 
                                     
                                
                                                            
                                    
                                        Vendor Management (incl. Contract Mgmt. & Due Diligence) 
                                     
                                
                                                            
                                    
                                        Video Tellers/Banking 
                                     
                                
                                                            
                                    
                                        Wealth/Trust Management 
                                     
                                
                                                            
                                    
                                        Websites/Digital Presence 
                                     
                                
                                                            
                                    
                                        Wires 
                                     
                                
                                                            
                                    
                                        Youth Banking (incl. kids and teens)